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Are you or your Relative overpaying for your Nursing Home care?

Due to lack of advice when entering the Fair Deal/Nursing Home Support Scheme I estimate that over 90% of all applicants end up overpaying for their long- term care under the Fair Deal Scheme. These overpayments usually occur in three areas: • Not completing the application form correctly and not claiming for deductions that the applicant is entitled to and assuming the HSE assessment is correct. • Having submitted the application and gaining approval and […]

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Fair Deal Ireland Nursing Homes Support Scheme Guide – When Do You Need A Care Representative and How to Appoint One

I know I keep saying this too often that as you age, you should consider taking out an Enduring Power of Attorney. This is vital for you as your nominated Attorneys will be able to make financial decisions on your behalf and access your funds and assets if you are ever in a situation wherein you are physically or mentally incapable of doing it on your own. One such decision and benefit of an EPA […]

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Farmers and Business Owners

3 Year Exemption For Farmland And Businesses To Be Introduced Shortly

Good news for Farmers and Business Owners. The legislation introducing the exemption of Farmland and Businesses after 3 years from the Fair Deal  asset assessment is due back in the Dail in the next two weeks after considerable delays due to Brexit change in Government and Covid 19. Hopefully not long after that it will come into force and Farming and Business Families will at last be able to access affordable long-term care under the […]

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Nice to get this thank you card from Joe Duffy for the advice I gave on Life Loans on his Radio show last week.

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Fair Deal Advice Founder Tom Murray Was Recently Featured on Liveline – Talking About Life Loans And Its Impact on the Fair Deal

Great to be asked to be part of the Joe Duffy show today contributing on the subject of Life Loan. It is very distressing seen how these impact older people their fair deal applications and ultimately their estates which are typically decimated by the life loans and the compound interest they charge. Please avoid these financial products at all costs. Unfortunately they are being sold again.

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nursing home loan

Life Loans And Their Implications On Long Term Care Funding

I decided to write this article as in recent times I have seen an increase in advertising of Life loans which are loans provided typically to persons over 62 against the value of their homes to help fund retirement or to buy items that funds are not available for. The loans are usually repayable at death and in the meantime, interest is charged at quite high rates and accumulates using compound interest. For many by […]

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Nursing Homes & Vaccinations for COVID-19

Nursing Homes & Vaccinations For COVID-19

At Fairdealadvice.ie we welcome the decision of the HSE to roll out the vaccinations to our most vulnerable in society our Nursing Home Residents and the wonderful staff who care for them 24 hours a day 7 days a week. Nursing Homes will soon be the safest place to be for older persons in need of care and once the vaccination process is completed for Nursing Home’s hopefully the lives of Residents will be able […]

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fair deal scheme dublin

Should I Take My Relative Out Of Nursing Home During Covid 19 Pandemic

As Ireland’s leading Advisors on the Fair Deal and long- term care we have had quite a few calls from concerned relatives of residents of Nursing Homes over the past 6-7 months asking if they take their relative out of the Nursing Home and home care them what will be the implications on their Fair Deal funding. Before we advise them on the impact of such a decision on Fair Deal funding, we ask them […]

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fair deal scheme dublin

Choosing a Nursing Home in Dublin

Nursing Home care regardless of where you live is expensive and this is especially so in Dublin where Nursing Homes can cost under the Fair Deal from €1,080 to €1,395 per week or privately from €1,200 to €2,000 per week. The lower Fair Deal rates are available for those who are successful in their application for the Nursing Home Support Scheme in Dublin. The amount one has to contribute towards the Fair Deal rate that […]

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fair Deal Advice

Nursing Homes and the Fair Deal during the COVID 19 crisis

Despite the country being in the grips of the COVID 19 pandemic crisis and associated lockdown and restrictions, peoples need for long term care have not stopped or gone away. In fact, confinement to home and inability of some Homecare and Home help staff to continue to provide care and support services to older persons has increased the need for long term care facilities and resulted in many people realising that continued living at home […]

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