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Fair Deal Scheme Guide

Fair Deal Scheme Guide

apply for fair deal scheme loan

The Fair Deal was established in 2009 to help individuals and their families to fund their long- term care needs. The scheme is designed to ensure regardless of means that everyone who needs long term care can avail of it.

To qualify for the scheme an applicant needs to undergo two assessments which are as follows:

1. Care Needs Assessment: This assesses whether the applicant requires long term care.

2. Financial Assessment: This determines what contribution from Income and Assets that the applicant will have to make towards their cost of care.

Where Applicants have assets such as property but insufficient cash to fund their long- term care and their asset contribution they may avail of the Nursing Home loan.

Under the Fair Deal you are entitled to a private room in a Nursing Home of your choice. The Fair Deal covers your Bed and Board laundry and care as well as any ancillary care equipment that you may require. There are extras that are not covered by the scheme which should be budgeted for.

To avail of the Fair Deal/Nursing Home Support Scheme the applicant or their representative need to complete a detailed application form for the Fair Deal support and the Nursing Home Loan. It is very important that these forms are completed correctly as failure to do so will cause delays in the processing of the application and may have serious financial consequences for the applicant and in the future for their estate. We recommend that you get professional advice if applying for the Fair Deal. This will ensure your application is completed correctly in a timely manner and you will know prior to submitting the application what the financial and other implications will be for the Applicant.

For further advice contact advice@fairdealadvice.ie or phone 086 601 5042

Based on 25 reviews.
Bastable-Warren Irish-Dancers
Bastable-Warren Irish-Dancers
2021-04-27
I have had the privilege of using the service on 2 separate occasions and I can honestly say that it was the most professional service I received in the area of providing advice around that fair deal System run by the HSE. The cost of the service was more than out weighed by the savings accrued as a result of Toms expertise and advice throughout (several thousand euro in savings) We were so lucky to have an expert such as Tom who provided information, expertise and most of all personal advice during the entire process and cannot thank him enough for his support and assistance.
Brian Mac manus
Brian Mac manus
2021-04-27
Tom Murray Fair Deal was a huge help to us. He guided us the whole way through. His advice is impeccable. He responds to phone calls and e mails immediately and produces documents almost in real time. I could not emphasise too strongly the help Tom provided. Worth every penny. Thanks Tom.
Bernie Walsh
Bernie Walsh
2021-04-26
I contacted Tom for advice regarding the Fair Deal Scheme as my mother required full time care in a nursing home. Tom's expertise and advice was invaluable. He made the whole daunting process very easy. He had a list of required documents (some that I didn’t know I would need). He took the pain and worry out of the whole process and put my mind at rest. I cannot recommend Tom and this service highly enough. I consider this to be money well spent. Thanks Tom.
Tracey Moloney
Tracey Moloney
2021-04-23
Once you make the first call to Tom regarding the Fair Deal Scheme , he makes it all very easy to understand and navigates you easily through the process. The thought of Fair Deal can be daunting for any family but with Tom's assistance and knowledge of the scheme it was an easy process.
Kieran Boyle
Kieran Boyle
2021-02-11
Excellent advice, very professional
Liz Lyons
Liz Lyons
2020-11-10
We contacted Tom with regard to my parents needing Nursing Home care and the Fair Deal process. Tom's advice was absolutely invaluable to us and without his help we wouldn't have been able to get through this daunting and difficult process. We can't thank him enough for his advice and support and would have no hesitation in recommending him.
Rory Obrien
Rory Obrien
2020-11-03
I contacted Tom seeking advice on structuring a financial solution for both of my parent's long term care. Tom took the time to analyse in detail their particular needs and circumstances. This resulted in a long term sustainable financial solution under the Fair Deal Scheme. I would recommend Tom without hesitation, given the value his professional advise brought in guiding us to a long term sustainable financial solution.
Paul Phelan
Paul Phelan
2020-10-28
Gave excellent advice and fully answered my follow-up questions.
Ailish Martin
Ailish Martin
2020-08-11
We recently contacted Tom for help with the Fair Deal application process for our father. Although it is a process that can be quite daunting & ambiguous at times, Tom expertly guided us through. There wasn't a single question we had that he could not answer and apart from the financials at all, his extensive and insightful knowledge of the nursing home landscape was absolutely invaluable to us at such a difficult time. His response rate was extremely prompt at all times and he really went above and beyond for us. We could not possibly recommend Tom and his services enough.
John Boyle
John Boyle
2020-07-21
I contacted Tom for advice regarding the Fair Deal Scheme as my mother required full time care in a nursing home. Tom's advice was invaluable, his knowledge was exceptional and he was very understanding at this difficult time. I would not hesitate in recommending his services to anyone finding this process daunting. Thank you Tom for putting my mind at ease.