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With Rising Costs And Inflation Rates Will Nursing Home Fees Increase

Due to the impact of the war in Ukraine and the supply issues clashing with increased demand for goods and services Post Covid we have all been subjected to increases in our day-to-day cost of living. These increases have affected everyone and in all aspects of our lives from fuel to food. So, can Residents in Nursing Homes expect to pay more for their care? There are two answers to this question and the answer will depend on whether the resident is a private paying resident or is a resident availing of the Fair Deal/Nursing Home Support Scheme.

With Rising Costs And Inflation Rates Will Nursing Home Fees Increase
Private paying Residents pay fees that are determined by the Nursing Home Operators which they can set at their own discretion. Therefore, with rising costs in the Nursing Home I do believe that private residents can expect to see an increase in their fees.

Resident under the Fair Deal Scheme pay a set contribution based on an % of their income and assets. The weekly rate that they pay this against is set in a contract between the HSE and the Nursing Home and this rate is only increased following negotiations between the Operator and the National Treatment Purchase Fund (NTPF) acting on behalf of the HSE. Any increase in rates will result in the HSE paying additional sums to the Nursing Home and not the resident. So, residents under the Fair Deal should not expect to have to pay additional fees.

The only cost increases that resident under the Fair Deal may expect to pay is for service fees and extras that they may decide to avail of which are outside of the Fair Deal and set by the operator and suppliers of these services.

If you wish to apply for the Fair Deal or need advice on long term care financing, contact www.fairdealadvice.ie by email advice@fairdealadvice.ie or phone 086 6015042.

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Based on 28 reviews
Mary Collins-Smith
Mary Collins-Smith
2022-11-25
We contacted Tom for advice on my mothers care when my sister and I traveled to Ireland to visit our mother who was waiting to be discharged to a Nursing Home from CUH. His advice was thorough and he was able to assess my mothers financial needs very quickly. His expertise, follow up, and professionalism were highly evident. Tom sees things through and he takes his professional role seriously. We will continue to refer to Tom on my mothers loan application process for her care. I am relieved to have found someone like Tom to help us navigate the nursing home process. A million thanks, Tom for all your help! I am happy to know you.
Mary O'Driscoll
Mary O'Driscoll
2022-09-19
Tom is exceptional. His calm, reassuring expertise and ability cuts through the mind numbing complexity of the Fair Deal and supports when you are making difficult & heart-breaking decisions. Our Dad had died unexpectedly just days after our mother had transferred in an emergency situation into full-time care. Thus, the original Fair Deal application was null & void. We were dealing with grief, anxiety over our mother’s care and dread over how her care would be funded. After one discussion with Tom, a weight lifted off our shoulders and we had a clear approach to manage our revised Fair Deal application. If I had known of Tom’s existence, I would have persuaded my Dad to have spoken to him years ago. He would have put my Dad and all of us on the best financial pathway to not only provide the best care for my mother but would have removed the dread and fear that my Dad felt, believing he was going to lose everything trying to fund my mother’s care. My advice would be to contact Tom years in advance of needing care funding; ask him to do a Fair Deal financial assessment and create a financial plan. You will sleep better at night!
Jim Dore
Jim Dore
2022-08-26
I was directed to Tom by my attorney in July, regarding my mothers accelerated need for full time care. Living overseas and not knowing what I didn't know, Tom was a phenomenal resource to help me understand the ins & outs of the long term care options. It is by far the best investment one can make before proceeding down this path, absolutely invaluable advice & insight. Not cheap but you certainly get what you pay for - from the moment I reviewed everything with Tom, I had a huge sense of relief about the process.
Bastable-Warren Irish-Dancers
Bastable-Warren Irish-Dancers
2021-04-27
I have had the privilege of using the service on 2 separate occasions and I can honestly say that it was the most professional service I received in the area of providing advice around that fair deal System run by the HSE. The cost of the service was more than out weighed by the savings accrued as a result of Toms expertise and advice throughout (several thousand euro in savings) We were so lucky to have an expert such as Tom who provided information, expertise and most of all personal advice during the entire process and cannot thank him enough for his support and assistance.
Brian Mac manus
Brian Mac manus
2021-04-27
Tom Murray Fair Deal was a huge help to us. He guided us the whole way through. His advice is impeccable. He responds to phone calls and e mails immediately and produces documents almost in real time. I could not emphasise too strongly the help Tom provided. Worth every penny. Thanks Tom.
Bernie Walsh
Bernie Walsh
2021-04-26
I contacted Tom for advice regarding the Fair Deal Scheme as my mother required full time care in a nursing home. Tom's expertise and advice was invaluable. He made the whole daunting process very easy. He had a list of required documents (some that I didn’t know I would need). He took the pain and worry out of the whole process and put my mind at rest. I cannot recommend Tom and this service highly enough. I consider this to be money well spent. Thanks Tom.
Tracey Moloney
Tracey Moloney
2021-04-23
Once you make the first call to Tom regarding the Fair Deal Scheme , he makes it all very easy to understand and navigates you easily through the process. The thought of Fair Deal can be daunting for any family but with Tom's assistance and knowledge of the scheme it was an easy process.
Kieran Boyle
Kieran Boyle
2021-02-11
Excellent advice, very professional
Liz Lyons
Liz Lyons
2020-11-10
We contacted Tom with regard to my parents needing Nursing Home care and the Fair Deal process. Tom's advice was absolutely invaluable to us and without his help we wouldn't have been able to get through this daunting and difficult process. We can't thank him enough for his advice and support and would have no hesitation in recommending him.