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Nursing Home Support Scheme Fair Deal Wexford

Nursing Home Support Scheme Wexford

Comprehensive Nursing Home Support Scheme Advice in Wexford

The Nursing Home Support Scheme or Fair Deal Scheme, is organised by the Health and Security Executive (HSE) Ireland. The scheme provides financial support to Irish individuals that require long term nursing home care. The funding system works with a contribution paid by the applicant based on their financial condition, while the state Government will pay the balance.

Though there is no limitation for the number of applications, the HSE reserves the right to choose who gets the grant based on some ground rules. Therefore, getting the grant involves a step by step verification procedure, from assessing the applicant’s cost of care to calculating their contribution. The assessment procedures, as simple as it may sound, often turns up to be a cumbersome process for individuals and families. Moreover, applicants that are alone and suffer from dementia and other chronic ailments, find it seemingly impossible to get through it.

This is where a Fair Deal guide or agent, such as Fair Deal Advice comes into the picture. The agency started with their Nursing Home Support Scheme Advice Wexford establishment. Now they operate nationwide. With a fee paying service, the agents give applicants impartial and independent guidance to get through the Fair Deal Scheme assessment process, moreover, help them take advantage of the maximum benefits of the grant.

This is where a Fair Deal guide or agent, such as Fair Deal Advice comes into the picture. The agency started with their Nursing Home Support Scheme Advice Wexford establishment. Now they operate nationwide. With a fee paying service, the agents give applicants impartial and independent guidance to get through the Fair Deal Scheme assessment process, moreover, help them take advantage of the maximum benefits of the grant.

Understanding The Nursing Home Support Scheme

The rules of the Nursing Home Support Scheme entails that individuals will have to make a contribution towards their cost of care. This contribution, in all cases, is 80% of their cash asset and 7.5% of non-cash asset. Cash asset is denoted as gross income, including pension, savings, shares, stocks, Government allowance, or passive income by renting out property, or business profits. Non-cash asset denotes any property, land, farm, investment property and the likes.

There two major assessments that every applicant has to go through. The first is based on their medical condition, the “Care Needs” assessment, wherein, the HSE consults with your doctor, or appoints their own doctor to examine your health and structure a long term plan of all the things you are going to need at a Nursing Home Care. Based on your care needs, your “Cost of Care” is estimated. Next up, is the Financial Assessment, wherein the HSE looks into your entire financial status, and estimates how much you should be paying.

In situations when the applicant has a spouse, who has legal right to the income and assets, in that case, the contribution will be lessened 50%, down to 40% and 3.75% on your assets.

Another option you have, if you want to opt for deferring the payment against your properties. With the Ancillary State Support or Fair Deal Nursing Home Loan scheme, you can delay the payment of 7.5T or 3.75% against your property until your death. The property will taken in by the HSE, after your death. The balance amount of the sale value of the property, will be given back to the applicant’s family. It’s works much like mortgaging.

This framework can be often intervened with issues like family inheritance, and losing out 80% of the income. Regarding the Fair Deal Scheme Cork alone has a long list of applicants waiting to get approval, same with other cities. So the assessment process takes the more time that what it takes to get the results. So when you have a guide close by, things become easier to prevent unnecessary delay in the process due to some glitches in the code of conduct.

The Fair Deal Advice — Nursing Homes Support Scheme Guide Cork

Representing the core concept and objectives of the Fair Deal Nursing Home Support Scheme Cork based advisory agency, the Fair Deal Advice, helps applicants have a hassle free application process. We can help you at any stage, before, during and after the application.  This includes preparing for the assessments, and calculating your cost of care and long term plans, before you get into the application process.

Fair Deal Advice — Nursing Homes Support Scheme Guide Wexford typically provides services including :

  • •Represent You Case On Behalf Of You
  • •Help You Complete Your Application
  • •Guiding You With Essential Property Insights And Intimate You It’s Direct Impact On Your Cost Of Care
  • •Guide You With The Ancillary State Support
  • •Nursing Home Loan Scheme Wexford
  • •Help You To Use A Power of Attorney

 

Completing over 500 cases of Nursing Home Support Scheme in Wexford and the rest of Ireland, the Fair Deal Advice is a substantial guide to making your application experience simpler and faster.

Get In Touch With Us!

Give a ring: 086 601 5042 | Drop us a mail: advice@fairdealadvice.ie | Follow us:- Facebook

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Excellent
Based on 28 reviews
Mary Collins-Smith
Mary Collins-Smith
2022-11-25
We contacted Tom for advice on my mothers care when my sister and I traveled to Ireland to visit our mother who was waiting to be discharged to a Nursing Home from CUH. His advice was thorough and he was able to assess my mothers financial needs very quickly. His expertise, follow up, and professionalism were highly evident. Tom sees things through and he takes his professional role seriously. We will continue to refer to Tom on my mothers loan application process for her care. I am relieved to have found someone like Tom to help us navigate the nursing home process. A million thanks, Tom for all your help! I am happy to know you.
Mary O'Driscoll
Mary O'Driscoll
2022-09-19
Tom is exceptional. His calm, reassuring expertise and ability cuts through the mind numbing complexity of the Fair Deal and supports when you are making difficult & heart-breaking decisions. Our Dad had died unexpectedly just days after our mother had transferred in an emergency situation into full-time care. Thus, the original Fair Deal application was null & void. We were dealing with grief, anxiety over our mother’s care and dread over how her care would be funded. After one discussion with Tom, a weight lifted off our shoulders and we had a clear approach to manage our revised Fair Deal application. If I had known of Tom’s existence, I would have persuaded my Dad to have spoken to him years ago. He would have put my Dad and all of us on the best financial pathway to not only provide the best care for my mother but would have removed the dread and fear that my Dad felt, believing he was going to lose everything trying to fund my mother’s care. My advice would be to contact Tom years in advance of needing care funding; ask him to do a Fair Deal financial assessment and create a financial plan. You will sleep better at night!
Jim Dore
Jim Dore
2022-08-26
I was directed to Tom by my attorney in July, regarding my mothers accelerated need for full time care. Living overseas and not knowing what I didn't know, Tom was a phenomenal resource to help me understand the ins & outs of the long term care options. It is by far the best investment one can make before proceeding down this path, absolutely invaluable advice & insight. Not cheap but you certainly get what you pay for - from the moment I reviewed everything with Tom, I had a huge sense of relief about the process.
Bastable-Warren Irish-Dancers
Bastable-Warren Irish-Dancers
2021-04-27
I have had the privilege of using the service on 2 separate occasions and I can honestly say that it was the most professional service I received in the area of providing advice around that fair deal System run by the HSE. The cost of the service was more than out weighed by the savings accrued as a result of Toms expertise and advice throughout (several thousand euro in savings) We were so lucky to have an expert such as Tom who provided information, expertise and most of all personal advice during the entire process and cannot thank him enough for his support and assistance.
Brian Mac manus
Brian Mac manus
2021-04-27
Tom Murray Fair Deal was a huge help to us. He guided us the whole way through. His advice is impeccable. He responds to phone calls and e mails immediately and produces documents almost in real time. I could not emphasise too strongly the help Tom provided. Worth every penny. Thanks Tom.
Bernie Walsh
Bernie Walsh
2021-04-26
I contacted Tom for advice regarding the Fair Deal Scheme as my mother required full time care in a nursing home. Tom's expertise and advice was invaluable. He made the whole daunting process very easy. He had a list of required documents (some that I didn’t know I would need). He took the pain and worry out of the whole process and put my mind at rest. I cannot recommend Tom and this service highly enough. I consider this to be money well spent. Thanks Tom.
Tracey Moloney
Tracey Moloney
2021-04-23
Once you make the first call to Tom regarding the Fair Deal Scheme , he makes it all very easy to understand and navigates you easily through the process. The thought of Fair Deal can be daunting for any family but with Tom's assistance and knowledge of the scheme it was an easy process.
Kieran Boyle
Kieran Boyle
2021-02-11
Excellent advice, very professional
Liz Lyons
Liz Lyons
2020-11-10
We contacted Tom with regard to my parents needing Nursing Home care and the Fair Deal process. Tom's advice was absolutely invaluable to us and without his help we wouldn't have been able to get through this daunting and difficult process. We can't thank him enough for his advice and support and would have no hesitation in recommending him.