About Us banner

Nursing Home Support Scheme Fair Deal Louth

Nursing Home Support Scheme Louth

Comprehensive Nursing Home Support Scheme Advice in Louth

The Nursing Home Support Scheme or Fair Deal Scheme, is organised by the Health and Security Executive (HSE) Ireland. The scheme provides financial support to Irish individuals that require long term nursing home care. The funding system works with a contribution paid by the applicant based on their financial condition, while the state Government will pay the balance.

Though there is no limitation for the number of applications, the HSE reserves the right to choose who gets the grant based on some ground rules. Therefore, getting the grant involves a step by step verification procedure, from assessing the applicant’s cost of care to calculating their contribution. The assessment procedures, as simple as it may sound, often turns up to be a cumbersome process for individuals and families. Moreover, applicants that are alone and suffer from dementia and other chronic ailments, find it seemingly impossible to get through it.

This is where a Fair Deal guide or agent, such as Fair Deal Advice comes into the picture. The agency started with their Nursing Home Support Scheme Advice Louth establishment. Now they operate nationwide. With a fee paying service, the agents give applicants impartial and independent guidance to get through the Fair Deal Scheme assessment process, moreover, help them take advantage of the maximum benefits of the grant.

This is where a Fair Deal guide or agent, such as Fair Deal Advice comes into the picture. The agency started with their Nursing Home Support Scheme Advice Louth establishment. Now they operate nationwide. With a fee paying service, the agents give applicants impartial and independent guidance to get through the Fair Deal Scheme assessment process, moreover, help them take advantage of the maximum benefits of the grant.

Understanding The Nursing Home Support Scheme

The rules of the Nursing Home Support Scheme entails that individuals will have to make a contribution towards their cost of care. This contribution, in all cases, is 80% of their cash asset and 7.5% of non-cash asset. Cash asset is denoted as gross income, including pension, savings, shares, stocks, Government allowance, or passive income by renting out property, or business profits. Non-cash asset denotes any property, land, farm, investment property and the likes.

There two major assessments that every applicant has to go through. The first is based on their medical condition, the “Care Needs” assessment, wherein, the HSE consults with your doctor, or appoints their own doctor to examine your health and structure a long term plan of all the things you are going to need at a Nursing Home Care. Based on your care needs, your “Cost of Care” is estimated. Next up, is the Financial Assessment, wherein the HSE looks into your entire financial status, and estimates how much you should be paying.

In situations when the applicant has a spouse, who has legal right to the income and assets, in that case, the contribution will be lessened 50%, down to 40% and 3.75% on your assets.

Another option you have, if you want to opt for deferring the payment against your properties. With the Ancillary State Support or Fair Deal Nursing Home Loan scheme, you can delay the payment of 7.5T or 3.75% against your property until your death. The property will taken in by the HSE, after your death. The balance amount of the sale value of the property, will be given back to the applicant’s family. It’s works much like mortgaging.

This framework can be often intervened with issues like family inheritance, and losing out 80% of the income. Regarding the Fair Deal Scheme Louth alone has a long list of applicants waiting to get approval, same with other cities. So the assessment process takes the more time that what it takes to get the results. So when you have a guide close by, things become easier to prevent unnecessary delay in the process due to some glitches in the code of conduct.

The Fair Deal Advice — Nursing Homes Support Scheme Guide Louth

Representing the core concept and objectives of the Fair Deal Nursing Home Support Scheme Louth based advisory agency, the Fair Deal Advice, helps applicants have a hassle free application process. We can help you at any stage, before, during and after the application.  This includes preparing for the assessments, and calculating your cost of care and long term plans, before you get into the application process.

Fair Deal Advice — Nursing Homes Support Scheme Guide Louth typically provides services including :

  • •Represent You Case On Behalf Of You
  • •Help You Complete Your Application
  • •Guiding You With Essential Property Insights And Intimate You It’s Direct Impact On Your Cost Of Care
  • •Guide You With The Ancillary State Support
  • •Nursing Home Loan Scheme Louth
  • •Help You To Use A Power of Attorney

 

Completing over 500 cases of Nursing Home Support Scheme in Louth and the rest of Ireland, the Fair Deal Advice is a substantial guide to making your application experience simpler and faster.

Get In Touch With Us!

Give a ring: 086 601 5042 | Drop us a mail: advice@fairdealadvice.ie | Follow us:- Facebook

Visit Home Page

Excellent
Based on 25 reviews
Bastable-Warren Irish-Dancers
Bastable-Warren Irish-Dancers
2021-04-27
I have had the privilege of using the service on 2 separate occasions and I can honestly say that it was the most professional service I received in the area of providing advice around that fair deal System run by the HSE. The cost of the service was more than out weighed by the savings accrued as a result of Toms expertise and advice throughout (several thousand euro in savings) We were so lucky to have an expert such as Tom who provided information, expertise and most of all personal advice during the entire process and cannot thank him enough for his support and assistance.
Brian Mac manus
Brian Mac manus
2021-04-27
Tom Murray Fair Deal was a huge help to us. He guided us the whole way through. His advice is impeccable. He responds to phone calls and e mails immediately and produces documents almost in real time. I could not emphasise too strongly the help Tom provided. Worth every penny. Thanks Tom.
Bernie Walsh
Bernie Walsh
2021-04-26
I contacted Tom for advice regarding the Fair Deal Scheme as my mother required full time care in a nursing home. Tom's expertise and advice was invaluable. He made the whole daunting process very easy. He had a list of required documents (some that I didn’t know I would need). He took the pain and worry out of the whole process and put my mind at rest. I cannot recommend Tom and this service highly enough. I consider this to be money well spent. Thanks Tom.
Tracey Moloney
Tracey Moloney
2021-04-23
Once you make the first call to Tom regarding the Fair Deal Scheme , he makes it all very easy to understand and navigates you easily through the process. The thought of Fair Deal can be daunting for any family but with Tom's assistance and knowledge of the scheme it was an easy process.
Kieran Boyle
Kieran Boyle
2021-02-11
Excellent advice, very professional
Liz Lyons
Liz Lyons
2020-11-10
We contacted Tom with regard to my parents needing Nursing Home care and the Fair Deal process. Tom's advice was absolutely invaluable to us and without his help we wouldn't have been able to get through this daunting and difficult process. We can't thank him enough for his advice and support and would have no hesitation in recommending him.
Rory Obrien
Rory Obrien
2020-11-03
I contacted Tom seeking advice on structuring a financial solution for both of my parent's long term care. Tom took the time to analyse in detail their particular needs and circumstances. This resulted in a long term sustainable financial solution under the Fair Deal Scheme. I would recommend Tom without hesitation, given the value his professional advise brought in guiding us to a long term sustainable financial solution.
Paul Phelan
Paul Phelan
2020-10-28
Gave excellent advice and fully answered my follow-up questions.
Ailish Martin
Ailish Martin
2020-08-11
We recently contacted Tom for help with the Fair Deal application process for our father. Although it is a process that can be quite daunting & ambiguous at times, Tom expertly guided us through. There wasn't a single question we had that he could not answer and apart from the financials at all, his extensive and insightful knowledge of the nursing home landscape was absolutely invaluable to us at such a difficult time. His response rate was extremely prompt at all times and he really went above and beyond for us. We could not possibly recommend Tom and his services enough.
John Boyle
John Boyle
2020-07-21
I contacted Tom for advice regarding the Fair Deal Scheme as my mother required full time care in a nursing home. Tom's advice was invaluable, his knowledge was exceptional and he was very understanding at this difficult time. I would not hesitate in recommending his services to anyone finding this process daunting. Thank you Tom for putting my mind at ease.