Yes, you can reapply for the Fair Deal Nursing Homes Support Scheme even if your first application is refused. No “cooling-off” or waiting period is required to apply again. You must understand the real reason behind your initial refusal, though. You can use our help and the Nursing Homes Support Scheme Guide for flawless reapplications.
We can only help you in resolving issues on your end that might be causing the refusal or delay, such as incorrect documentation, a changing medical condition that complicates the assessment, or concerns regarding asset valuation. We cannot interfere with the HSE’s decisions or processes. A Professionally prepared application will get processed in a more […]
In such circumstances, the Fair Deal contributions would stop with immediate effect. Any weekly contributions made before the person’s death are final. In case the nursing home loan scheme was used, the amount is repayable from the person’s estate. The loan is repayable within 18 months of the applicant’s death or when the property sells.
Yes. You can apply for the Nursing Home Support Scheme while you are in hospital, in a rehabilitation setting, or even before a permanent nursing home placement is confirmed. In fact, applying early often helps avoid delays with funding once a nursing home placement becomes available. You can choose a nursing home later, once approval […]
If you sell your principal home within the 3-year period of entering the Fair Deal Nursing Home Scheme, the sale proceeds are counted as a cash asset and will be subject to the 7.5% contribution for a single person or 3.75% for a married person only until the person is in care for three years. […]
We offer professional unbiased advice on the nursing home support scheme/Fair Deal to applicants and their families. This is a fee-paying consulting service. Our service calculates how much you pay, how you can pay your contribution, nursing home selection, how to save money when in care, options for the home if empty. How to deal […]
The Revenue Commissioners collect Nursing Home Loan repayments within 12 months of the death of an applicant and their partner. Families can request a further deferment of the repayment if the house is inhabited by a child with special needs.
If you are not able to pay the contribution based on your property assets you can avail of the option of the Nursing Home Loan, also called Ancillary State Support. This loan allows you to defer the annual payment of 7.5% on the property assets or 3.75% if part of a couple. The amount is […]
The Fair Deal Scheme covers essential care needs, which include: Bed and board Food Personal assistance and nursing Laundry Essential aids and equipment to assist you with daily living activities. Products and services available under Drugs Payment Scheme and state medical cards The Fair Deal primarily covers basic care needs. Common requirements like hairdressing chiropody […]
The amount of the Nursing Home Support Scheme cost of care that you have to pay is based on your income and assets. The standard payment for a single individual is 80% of your income paid weekly or monthly, and 7.5% of the value of your assets less an allowance of €36,000 is paid per […]
For individuals with dementia or other conditions resulting in diminished decision-making capacity, an Enduring Power of Attorney If set up may be required if the Nursing Home loan is needed or if no EPOA is in place a Decision- Making Representative Order will need to be applied for.
Under the Fair Deal Scheme, a person pays a contribution towards their nursing home cost of care based on their means. The state will pay the balance. The application process includes an assessment of care needs and a financial evaluation conducted by the HSE to determine the care costs payable by the applicant and the […]
EXCELLENT
Based on 31 reviews
Posted on
Corinne Culloty
Trustindex verifies that the original source of the review is Google.
The Fair Deal process can be cumbersome, complicated and hugely stressful. Tom’s guidance, support and reassurance have been invaluable to our family. He is calm and composed in his approach, rational and practical in his assistance and always responsive, whether by email or phone, while furnishing us along the way with much valued spreadsheets and back-up material.
I just wish we had engaged with Tom sooner…
Posted on
Conor O'Kane
Trustindex verifies that the original source of the review is Google.
Absolutely outstanding service. Highly recommended. Tom has a huge amount of experience with the Fair Deal process. Really helped us navigate the process during a difficult time. Thank-you.
Posted on
Ursula Scarrfecody
Trustindex verifies that the original source of the review is Google.
I cannot recommend Tom's expertise highly enough . His calm and reassuring manner and his knowledge in the field of fairdeal is a breadth of fresh air .When I was at my wits end with a very stressful experience regarding a fair deal application he rang me back promptly . His advise and help were invaluable .I just wish I'd known about this service before I applied . I advise everyone going through this process to seek professional help and you won't go wrong with a phonecall to Tom. Thank you for your help .
Posted on
Mary Collins-Smith
Trustindex verifies that the original source of the review is Google.
We contacted Tom for advice on my mothers care when my sister and I traveled to Ireland to visit our mother who was waiting to be discharged to a Nursing Home from CUH. His advice was thorough and he was able to assess my mothers financial needs very quickly. His expertise, follow up, and professionalism were highly evident. Tom sees things through and he takes his professional role seriously. We will continue to refer to Tom on my mothers loan application process for her care. I am relieved to have found someone like Tom to help us navigate the nursing home process. A million thanks, Tom for all your help! I am happy to know you.
Posted on
Mary O'Driscoll
Trustindex verifies that the original source of the review is Google.
Tom is exceptional. His calm, reassuring expertise and ability cuts through the mind numbing complexity of the Fair Deal and supports when you are making difficult & heart-breaking decisions.
Our Dad had died unexpectedly just days after our mother had transferred in an emergency situation into full-time care. Thus, the original Fair Deal application was null & void. We were dealing with grief, anxiety over our mother’s care and dread over how her care would be funded.
After one discussion with Tom, a weight lifted off our shoulders and we had a clear approach to manage our revised Fair Deal application.
If I had known of Tom’s existence, I would have persuaded my Dad to have spoken to him years ago. He would have put my Dad and all of us on the best financial pathway to not only provide the best care for my mother but would have removed the dread and fear that my Dad felt, believing he was going to lose everything trying to fund my mother’s care.
My advice would be to contact Tom years in advance of needing care funding; ask him to do a Fair Deal financial assessment and create a financial plan. You will sleep better at night!
Posted on
Jim Dore
Trustindex verifies that the original source of the review is Google.
I was directed to Tom by my attorney in July, regarding my mothers accelerated need for full time care. Living overseas and not knowing what I didn't know, Tom was a phenomenal resource to help me understand the ins & outs of the long term care options. It is by far the best investment one can make before proceeding down this path, absolutely invaluable advice & insight. Not cheap but you certainly get what you pay for - from the moment I reviewed everything with Tom, I had a huge sense of relief about the process.
Posted on
Bastable-Warren Irish-Dancers
Trustindex verifies that the original source of the review is Google.
I have had the privilege of using the service on 2 separate occasions and I can honestly say that it was the most professional service I received in the area of providing advice around that fair deal System run by the HSE.
The cost of the service was more than out weighed by the savings accrued as a result of Toms expertise and advice throughout (several thousand euro in savings)
We were so lucky to have an expert such as Tom who provided information, expertise and most of all personal advice during the entire process and cannot thank him enough for his support and assistance.
Posted on
Brian Mac manus
Trustindex verifies that the original source of the review is Google.
Tom Murray Fair Deal was a huge help to us. He guided us the whole way through. His advice is impeccable. He responds to phone calls and e mails immediately and produces documents almost in real time. I could not emphasise too strongly the help Tom provided. Worth every penny. Thanks Tom.
Posted on
Bernie Walsh
Trustindex verifies that the original source of the review is Google.
I contacted Tom for advice regarding the Fair Deal Scheme as my mother required full time care in a nursing home. Tom's expertise and advice was invaluable. He made the whole daunting process very easy. He had a list of required documents (some that I didn’t know I would need). He took the pain and worry out of the whole process and put my mind at rest. I cannot recommend Tom and this service highly enough. I consider this to be money well spent. Thanks Tom.