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Can I reapply for the Fair Deal Scheme if I am refused at the first attempt?

Yes, you can reapply for the Fair Deal Nursing Homes Support Scheme even if your first application is refused. No “cooling-off” or waiting period is required to apply again. You must understand the real reason behind your initial refusal, though. You can use our help and the Nursing Homes Support Scheme Guide for flawless reapplications.

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Can you help me get fast approval for my Fair Deal Scheme application, which faces delays or refusal?

We can only help you in resolving issues on your end that might be causing the refusal or delay, such as incorrect documentation, a changing medical condition that complicates the assessment, or concerns regarding asset valuation. We cannot interfere with the HSE’s decisions or processes. A Professionally prepared application will get processed in a more […]

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What happens to the Fair Deal cost of care contribution if the resident leaves the nursing home or passes away?

In such circumstances, the Fair Deal contributions would stop with immediate effect. Any weekly contributions made before the person’s death are final. In case the nursing home loan scheme was used, the amount is repayable from the person’s estate. The loan is repayable within 18 months of the applicant’s death or when the property sells.

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What does Fair Deal Advice do?

We offer professional unbiased advice on the nursing home support scheme/Fair Deal to applicants and their families. This is a fee-paying consulting service. Our service calculates how much you pay, how you can pay your contribution, nursing home selection, how to save money when in care, options for the home if empty. How to deal […]

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How to repay the Nursing Home Loan

The Revenue Commissioners collect Nursing Home Loan repayments within 12 months of the death of an applicant and their partner. Families can request a further deferment of the repayment if the house is inhabited by a child with special needs.

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What is the Nursing Home Loan Scheme

If you are not able to pay the contribution based on your property assets you can avail of the option of the Nursing Home Loan, also called Ancillary State Support. This loan allows you to defer the annual payment of 7.5% on the property assets or 3.75% if part of a couple. The amount is […]

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What is included in the Nursing Home Support Scheme Fair Deal?

The Fair Deal Scheme covers essential care needs, which include:   Bed and board  Food   Personal assistance and nursing   Laundry   Essential aids and equipment to assist you with daily living activities.  Products and services available under Drugs Payment Scheme and state medical cards   The Fair Deal primarily covers basic care needs. Common requirements like hairdressing chiropody […]

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How much do I have to pay?

The amount of the Nursing Home Support Scheme cost of care that you have to pay is based on your income and assets.   The standard payment for a single individual is 80% of your income paid weekly or monthly, and 7.5% of the value of your assets less an allowance of €36,000 is paid per […]

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How does the Fair Deal Scheme work?

Under the Fair Deal Scheme, a person pays a contribution towards their nursing home cost of care based on their means. The state will pay the balance. The application process includes an assessment of care needs and a financial evaluation conducted by the HSE to determine the care costs payable by the applicant and the […]

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