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Fair Deal Scheme Kildare Ireland

Fair Deal Scheme Guide for Kildare based Applicants

Helping you afford Nursing Home care

If looking for a Nursing Home in Kildare you can expect to pay up to €1,300 per week if paying privately which few people can afford in the short or long term. Thankfully the Nursing Home Support Scheme/Fair Deal is designed to ensure that anyone living in Ireland who needs long term care can avail of it. This is particularly helpful to potential applicants in Kildare where under the Fair Deal applicants pay a reduced rate due to the negotiation power of the HSE who subsidise up to 95% of all Nursing Home residents.

All applicants are expected to contribute towards their cost of care under the Fair Deal/Nursing Home Support Scheme with levels set at 80% of income for single persons and 40% for couples and an asset contribution of 7.5% for single persons and 3.75% for couples.

Nursing Home Support Scheme

In simple terms the more you have the more you pay, the less you have the less you pay, however remember under the Fair Deal you can only be charged a maximum which is the Fair Deal rate for the Nursing Home that the applicant plans to reside in.

Remember regardless of who you are and what you do the Fair Deal can benefit you.

The Fair Deal process can be difficult to understand and to complete and we would recommend that you get professional advice using the service we offer at www.fairdealadvice.ie

For potential Applicants who have property assets of high value but low income and cash reserves we can help applicants avail of the Nursing Home loan to fund their care fees and to avail of the reduced Fair Deal rates.

Be warned don’t take advise from persons not qualified to give it as the implications of not completing your Fair Deal application correctly can have serious financial consequences for applicants and their estates. Advice needs to be specific to your individual circumstances and needs to be independent and objective which is what Fair Deal Advice offers. We do not attempt to sell you anything other than advice on the Fair Deal customised to your specific circumstances. We are not linked to any Financial Advisory firms selling pensions and investment advice which ensures we only give you objective independent advice that optimises your situation.

Fair Deal Advice is headed up by Tom Murray FCMA who is recognised as the leading independent Consultant on the Fair Deal/Nursing Home Support scheme and is a regular guest speaker on Radio and conferences on long term care as well as a contributor to Ireland leading newspaper titles.

Fair Deal Advice offers alternative funding solutions for persons needing long term care who have high incomes and high net worth and for whom the Fair Deal/Nursing Home Support Scheme maybe of no benefit.

Fair Deal Advice offers the following services to our Kildare Customers.

Fair Deal Advice, delivers confidential, professional, objective and independent advisory services on the Fair Deal/ Nursing Home Support Scheme nationwide ensuring our Customers receive maximum benefits, under the Fair Deal Scheme in Kildare. We take immense pride in completing 500+ cases across Ireland and looking forward to serving new ones through the following list of services:

  • • Help Kildare applicants plan for the Fair Deal/Nursing Home Support Scheme.
  • • Inform the Fair Deal scheme applicants about the benefits it would bring as well as the way it would have an impact on their earnings and assets
  • • Assure a seamless application process through our professional guidance
  • • Complete the application on your behalf
  • • Provide face-to-face consultations on a one-to-one basis
  • • Assist Farmers and Business owners on the Fair Deal
  • • Communicate the importance of having a Power of Attorney
  • • Calculate your contribution towards the Cost of Care
  • • Advise on the Nursing Home Loan
  • • Advise on solutions of what to do with Applicant’s home
  • • Advise whether the Fair Deal should be applied for and offer alternative funding solutions.
  • • Advise on the hidden costs of Nursing Home care
  • • Advise and assist on Nursing Home selection


Contact us today and get the right professional advice for the Fair Deal and long-term care.

We are open 7 days a week 9am to 9pm

Get In Touch With Us!

Give a ring: 086 601 5042 | Drop us a mail: advice@fairdealadvice.ie | Follow us:- Facebook

Based on 25 reviews
Bastable-Warren Irish-Dancers
Bastable-Warren Irish-Dancers
I have had the privilege of using the service on 2 separate occasions and I can honestly say that it was the most professional service I received in the area of providing advice around that fair deal System run by the HSE. The cost of the service was more than out weighed by the savings accrued as a result of Toms expertise and advice throughout (several thousand euro in savings) We were so lucky to have an expert such as Tom who provided information, expertise and most of all personal advice during the entire process and cannot thank him enough for his support and assistance.
Brian Mac manus
Brian Mac manus
Tom Murray Fair Deal was a huge help to us. He guided us the whole way through. His advice is impeccable. He responds to phone calls and e mails immediately and produces documents almost in real time. I could not emphasise too strongly the help Tom provided. Worth every penny. Thanks Tom.
Bernie Walsh
Bernie Walsh
I contacted Tom for advice regarding the Fair Deal Scheme as my mother required full time care in a nursing home. Tom's expertise and advice was invaluable. He made the whole daunting process very easy. He had a list of required documents (some that I didn’t know I would need). He took the pain and worry out of the whole process and put my mind at rest. I cannot recommend Tom and this service highly enough. I consider this to be money well spent. Thanks Tom.
Tracey Moloney
Tracey Moloney
Once you make the first call to Tom regarding the Fair Deal Scheme , he makes it all very easy to understand and navigates you easily through the process. The thought of Fair Deal can be daunting for any family but with Tom's assistance and knowledge of the scheme it was an easy process.
Kieran Boyle
Kieran Boyle
Excellent advice, very professional
Liz Lyons
Liz Lyons
We contacted Tom with regard to my parents needing Nursing Home care and the Fair Deal process. Tom's advice was absolutely invaluable to us and without his help we wouldn't have been able to get through this daunting and difficult process. We can't thank him enough for his advice and support and would have no hesitation in recommending him.
Rory Obrien
Rory Obrien
I contacted Tom seeking advice on structuring a financial solution for both of my parent's long term care. Tom took the time to analyse in detail their particular needs and circumstances. This resulted in a long term sustainable financial solution under the Fair Deal Scheme. I would recommend Tom without hesitation, given the value his professional advise brought in guiding us to a long term sustainable financial solution.
Paul Phelan
Paul Phelan
Gave excellent advice and fully answered my follow-up questions.
Ailish Martin
Ailish Martin
We recently contacted Tom for help with the Fair Deal application process for our father. Although it is a process that can be quite daunting & ambiguous at times, Tom expertly guided us through. There wasn't a single question we had that he could not answer and apart from the financials at all, his extensive and insightful knowledge of the nursing home landscape was absolutely invaluable to us at such a difficult time. His response rate was extremely prompt at all times and he really went above and beyond for us. We could not possibly recommend Tom and his services enough.
John Boyle
John Boyle
I contacted Tom for advice regarding the Fair Deal Scheme as my mother required full time care in a nursing home. Tom's advice was invaluable, his knowledge was exceptional and he was very understanding at this difficult time. I would not hesitate in recommending his services to anyone finding this process daunting. Thank you Tom for putting my mind at ease.