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Fair Deal Nursing Home Scheme Kerry

Nursing Home Support Scheme Kerry

Fair Deal Scheme In Kerry – A Guide For Kerry Based Applicants

To start with, Nursing Home Support Scheme in Kerry, Ireland, alternatively identified as Fair Deal is an initiative of the Health Service Executive (HSE) to relieve Irish people of the financial worries of long-term nursing home care. Although it involves the State to extend financial support, the Fair Deal Scheme also anticipates applicants to contribute 80% of their earnings and a nominal 7.5% of their entire non-cash asset value towards the same. What appears a simple scheme is, in reality, a bit stressful and cumbersome. Moreover, with people suffering from reduced capacity, applying for the Nursing Home Loan gets a lot complicated. Herein, lies the power of an advisory service, forwarded by the reputed agency- Fair Deal Advice.

A Brief Overview Of Nursing Home Support Scheme

Prior to plunging into the services offered by Fair Deal Advice, let’s check out the rules, contribution exceptions, deductions and every other thing to grasp a better understanding of the Fair Deal Scheme in Kerry.

So the rules of Nursing Home Support Scheme or Fair Deal entails applicants to go through three steps. Initially, it examines how urgently an applicant requires long-term nursing home care, under the Care Needs Assessment. On completing this step, it moves over to examining the earnings and non-cash assets of an applicant, under the Financial Assessment. Based on that, the contribution to the Cost Of Care and the State support is decided. In the last or optional stage, it empowers the same applicant to defer their contribution by applying for a Nursing Home Loan.

One of the best things about the Nursing Home Support Scheme Fair Deal is a couple’s contribution towards Cost of Care. For couples, it’s an exception, expecting them to pay 40% of their assessable earnings and 3.75% of their aggregate assets (includes land and property).

As of deductions, from income respects, the list of following ones are accepted:

  • •Interests on loans taken either for maintenance or for repair and purchase of home
  • •Expenses arising from health care, except for the contributions towards the Cost Of Care
  • •Miscellaneous contributions for income tax, levies and social insurance
  • •Rental payments of applicants under whom are dependable like a spouse or a child aged 21 and below
  • •Maintenance expenses on the present or former spouse and child

Now that you have gained sufficient insight into Fair Deal in Kerry, let’s move over to the powers exercised by the advisory agent- Fair Deal Advice in making the process as hassle-free as possible.

Role Played By Fair Deal Advice

Fair Deal Advice, as discussed in the opening paragraph, is an agent delivering confidential advisory services nationwide to help people draw maximum benefits, under the Fair Deal Scheme in Kerry. We take immense pride in completing 500+ cases across Ireland and looking forward to serving new ones through the following list of services:

  • •Help applicants plan for Nursing Home Support Scheme in Kerry
  • •Intimate the Fair Deal scheme applicants about the benefits it would bring as well as the way it would have an impact on their earnings and assets
  • •Assure a seamless application process through guidance
  • •Complete the application on your behalf
  • •Provide face-to-face consultations on a one-to-one basis
  • •Communicate the importance of having a Power of Attorney
  • •Calculate your contribution towards the Cost of Care
  • •Convey an estimate of Nursing Home Loan expected of applicants owning assets

 

Benefits Promised To Fair Deal Kerry Applicants

Candidly, Fair Deal Advice is a respite from the troubles and misunderstandings, often encountered by the seekers of Nursing Home Support Scheme in Kerry. It guides one through the elaborate process, involving planning and applying, thereby improving the chances of acquiring a grant from the Irish Government. Also, it ensures sufficient peace of mind to applicants, for whom it’s a constant support in trying times.

Get In Touch With Us!

Give a ring: 086 601 5042 | Drop us a mail: advice@fairdealadvice.ie | Follow us:- Facebook

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Excellent
Based on 25 reviews
Bastable-Warren Irish-Dancers
Bastable-Warren Irish-Dancers
2021-04-27
I have had the privilege of using the service on 2 separate occasions and I can honestly say that it was the most professional service I received in the area of providing advice around that fair deal System run by the HSE. The cost of the service was more than out weighed by the savings accrued as a result of Toms expertise and advice throughout (several thousand euro in savings) We were so lucky to have an expert such as Tom who provided information, expertise and most of all personal advice during the entire process and cannot thank him enough for his support and assistance.
Brian Mac manus
Brian Mac manus
2021-04-27
Tom Murray Fair Deal was a huge help to us. He guided us the whole way through. His advice is impeccable. He responds to phone calls and e mails immediately and produces documents almost in real time. I could not emphasise too strongly the help Tom provided. Worth every penny. Thanks Tom.
Bernie Walsh
Bernie Walsh
2021-04-26
I contacted Tom for advice regarding the Fair Deal Scheme as my mother required full time care in a nursing home. Tom's expertise and advice was invaluable. He made the whole daunting process very easy. He had a list of required documents (some that I didn’t know I would need). He took the pain and worry out of the whole process and put my mind at rest. I cannot recommend Tom and this service highly enough. I consider this to be money well spent. Thanks Tom.
Tracey Moloney
Tracey Moloney
2021-04-23
Once you make the first call to Tom regarding the Fair Deal Scheme , he makes it all very easy to understand and navigates you easily through the process. The thought of Fair Deal can be daunting for any family but with Tom's assistance and knowledge of the scheme it was an easy process.
Kieran Boyle
Kieran Boyle
2021-02-11
Excellent advice, very professional
Liz Lyons
Liz Lyons
2020-11-10
We contacted Tom with regard to my parents needing Nursing Home care and the Fair Deal process. Tom's advice was absolutely invaluable to us and without his help we wouldn't have been able to get through this daunting and difficult process. We can't thank him enough for his advice and support and would have no hesitation in recommending him.
Rory Obrien
Rory Obrien
2020-11-03
I contacted Tom seeking advice on structuring a financial solution for both of my parent's long term care. Tom took the time to analyse in detail their particular needs and circumstances. This resulted in a long term sustainable financial solution under the Fair Deal Scheme. I would recommend Tom without hesitation, given the value his professional advise brought in guiding us to a long term sustainable financial solution.
Paul Phelan
Paul Phelan
2020-10-28
Gave excellent advice and fully answered my follow-up questions.
Ailish Martin
Ailish Martin
2020-08-11
We recently contacted Tom for help with the Fair Deal application process for our father. Although it is a process that can be quite daunting & ambiguous at times, Tom expertly guided us through. There wasn't a single question we had that he could not answer and apart from the financials at all, his extensive and insightful knowledge of the nursing home landscape was absolutely invaluable to us at such a difficult time. His response rate was extremely prompt at all times and he really went above and beyond for us. We could not possibly recommend Tom and his services enough.
John Boyle
John Boyle
2020-07-21
I contacted Tom for advice regarding the Fair Deal Scheme as my mother required full time care in a nursing home. Tom's advice was invaluable, his knowledge was exceptional and he was very understanding at this difficult time. I would not hesitate in recommending his services to anyone finding this process daunting. Thank you Tom for putting my mind at ease.