Fair Deal Scheme In Kerry – A Guide For Kerry Based Applicants

To start with, Nursing Home Support Scheme in Kerry, Ireland, alternatively identified as Fair Deal is an initiative of the Health Service Executive (HSE) to relieve Irish people of the financial worries of long-term nursing home care. Although it involves the State to extend financial support, the Fair Deal Scheme also anticipates applicants to contribute 80% of their earnings and a nominal 7.5% of their entire non-cash asset value towards the same. What appears a simple scheme is, in reality, a bit stressful and cumbersome. Moreover, with people suffering from reduced capacity, applying for the Nursing Home Loan gets a lot complicated. Herein, lies the power of an advisory service, forwarded by the reputed agency- Fair Deal Advice.

A Brief Overview Of Nursing Home Support Scheme

Prior to plunging into the services offered by Fair Deal Advice, let’s check out the rules, contribution exceptions, deductions and every other thing to grasp a better understanding of the Fair Deal Scheme in Kerry.

So the rules of Nursing Home Support Scheme or Fair Deal entails applicants to go through three steps. Initially, it examines how urgently an applicant requires long-term nursing home care, under the Care Needs Assessment. On completing this step, it moves over to examining the earnings and non-cash assets of an applicant, under the Financial Assessment. Based on that, the contribution to the Cost Of Care and the State support is decided. In the last or optional stage, it empowers the same applicant to defer their contribution by applying for a Nursing Home Loan.

One of the best things about the Nursing Home Support Scheme Fair Deal is a couple’s contribution towards Cost of Care. For couples, it’s an exception, expecting them to pay 40% of their assessable earnings and 3.75% of their aggregate assets (includes land and property).

As of deductions, from income respects, the list of following ones are accepted:

•Interests on loans taken either for maintenance or for repair and purchase of home
•Expenses arising from health care, except for the contributions towards the Cost Of Care
•Miscellaneous contributions for income tax, levies and social insurance
•Rental payments of applicants under whom are dependable like a spouse or a child aged 21 and below
•Maintenance expenses on the present or former spouse and child

Now that you have gained sufficient insight into Fair Deal in Kerry, let’s move over to the powers exercised by the advisory agent- Fair Deal Advice in making the process as hassle-free as possible.

Role Played By Fair Deal Advice

Fair Deal Advice, as discussed in the opening paragraph, is an agent delivering confidential advisory services nationwide to help people draw maximum benefits, under the Fair Deal Scheme in Kerry. We take immense pride in completing 500+ cases across Ireland and looking forward to serving new ones through the following list of services:

•Help applicants plan for Nursing Home Support Scheme in Kerry
•Intimate the Fair Deal scheme applicants about the benefits it would bring as well as the way it would have an impact on their earnings and assets
•Assure a seamless application process through guidance
•Complete the application on your behalf
•Provide face-to-face consultations on a one-to-one basis
•Communicate the importance of having a Power of Attorney
•Calculate your contribution towards the Cost of Care
•Convey an estimate of Nursing Home Loan expected of applicants owning assets

Benefits Promised To Fair Deal Kerry Applicants

Candidly, Fair Deal Advice is a respite from the troubles and misunderstandings, often encountered by the seekers of Nursing Home Support Scheme in Kerry. It guides one through the elaborate process, involving planning and applying, thereby improving the chances of acquiring a grant from the Irish Government. Also, it ensures sufficient peace of mind to applicants, for whom it’s a constant support in trying times.

EXCELLENT

Based on 31 reviews

Corinne Culloty

The Fair Deal process can be cumbersome, complicated and hugely stressful. Tom’s guidance, support and reassurance have been invaluable to our family. He is calm and composed in his approach, rational and practical in his assistance and always responsive, whether by email or phone, while furnishing us along the way with much valued spreadsheets and back-up material. I just wish we had engaged with Tom sooner…

Conor O'Kane

Absolutely outstanding service. Highly recommended. Tom has a huge amount of experience with the Fair Deal process. Really helped us navigate the process during a difficult time. Thank-you.

Ursula Scarrfecody

I cannot recommend Tom's expertise highly enough . His calm and reassuring manner and his knowledge in the field of fairdeal is a breadth of fresh air .When I was at my wits end with a very stressful experience regarding a fair deal application he rang me back promptly . His advise and help were invaluable .I just wish I'd known about this service before I applied . I advise everyone going through this process to seek professional help and you won't go wrong with a phonecall to Tom. Thank you for your help .

Mary Collins-Smith

We contacted Tom for advice on my mothers care when my sister and I traveled to Ireland to visit our mother who was waiting to be discharged to a Nursing Home from CUH. His advice was thorough and he was able to assess my mothers financial needs very quickly. His expertise, follow up, and professionalism were highly evident. Tom sees things through and he takes his professional role seriously. We will continue to refer to Tom on my mothers loan application process for her care. I am relieved to have found someone like Tom to help us navigate the nursing home process. A million thanks, Tom for all your help! I am happy to know you.

Mary O'Driscoll

Tom is exceptional. His calm, reassuring expertise and ability cuts through the mind numbing complexity of the Fair Deal and supports when you are making difficult & heart-breaking decisions. Our Dad had died unexpectedly just days after our mother had transferred in an emergency situation into full-time care. Thus, the original Fair Deal application was null & void. We were dealing with grief, anxiety over our mother’s care and dread over how her care would be funded. After one discussion with Tom, a weight lifted off our shoulders and we had a clear approach to manage our revised Fair Deal application. If I had known of Tom’s existence, I would have persuaded my Dad to have spoken to him years ago. He would have put my Dad and all of us on the best financial pathway to not only provide the best care for my mother but would have removed the dread and fear that my Dad felt, believing he was going to lose everything trying to fund my mother’s care. My advice would be to contact Tom years in advance of needing care funding; ask him to do a Fair Deal financial assessment and create a financial plan. You will sleep better at night!

Jim Dore

I was directed to Tom by my attorney in July, regarding my mothers accelerated need for full time care. Living overseas and not knowing what I didn't know, Tom was a phenomenal resource to help me understand the ins & outs of the long term care options. It is by far the best investment one can make before proceeding down this path, absolutely invaluable advice & insight. Not cheap but you certainly get what you pay for - from the moment I reviewed everything with Tom, I had a huge sense of relief about the process.

Bastable-Warren Irish-Dancers

I have had the privilege of using the service on 2 separate occasions and I can honestly say that it was the most professional service I received in the area of providing advice around that fair deal System run by the HSE. The cost of the service was more than out weighed by the savings accrued as a result of Toms expertise and advice throughout (several thousand euro in savings) We were so lucky to have an expert such as Tom who provided information, expertise and most of all personal advice during the entire process and cannot thank him enough for his support and assistance.

Brian Mac manus

Tom Murray Fair Deal was a huge help to us. He guided us the whole way through. His advice is impeccable. He responds to phone calls and e mails immediately and produces documents almost in real time. I could not emphasise too strongly the help Tom provided. Worth every penny. Thanks Tom.

Bernie Walsh

I contacted Tom for advice regarding the Fair Deal Scheme as my mother required full time care in a nursing home. Tom's expertise and advice was invaluable. He made the whole daunting process very easy. He had a list of required documents (some that I didn’t know I would need). He took the pain and worry out of the whole process and put my mind at rest. I cannot recommend Tom and this service highly enough. I consider this to be money well spent. Thanks Tom.

Fair Deal Nursing Home Scheme Kerry

Fair Deal Scheme In Kerry – A Guide For Kerry Based Applicants

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