Fair Deal Advice Blog

Fair Deal Advice and AI

With the advancement in AI technology people are over relying on it for answers/solutions to situations that arise in their day to day lives. When your parent or loved one needs long-term care and you are faced with how to fund it, and what is the Fair Deal scheme, you may well be tempted to use AI for the solutions.

Unfortunately, AI does not often give you the correct information which may result in you making costly mistakes in planning and funding long-term care options or will not give you the appropriate advice for your specific circumstances. Remember calculation only represent 10% of the advice that people need to know on the Fair Deal and long-term care.

To highlight this point, I recently had a consultation with a family on zoom and one member of the family had used AI to do calculation which were wrong and if followed would have cost the family thousand in care costs that could be avoided with the right advice. He wanted me to tell him where AI was wrong which I refused to do as I advised him that I was paid by the family to advise on the parent’s long-term care and had done so accordingly and I was not going to waste the families time or mine explaining why the AI advice was wrong, when I had provided the correct advice to follow.

Interestingly Solicitors that I know are being presented with contracts to be reviewed by clients which are AI generated and are easily identified as such. These are usually not fit for purpose and new contracts have to be put in place to deal with the subject matter. It would have been cheaper for the client to give the Solicitor instructions to draft a contract to deal with the situation rather than having to pay to review and amend the contract produced by AI.

While we will all benefit from AI in our daily lives, be particularly careful on advice given by it on the Fair Deal which can be complex and advice needs to be customised to each individual situation.

At Fair Deal Advice we are Ireland’s leading advisors on long-term care. Please contact us by email at advice@fairdealadvice.ie or phone 086 6015042 or visit our website at www.fairdealadvice.ie.

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 Corinne Culloty 
 
 
 
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The Fair Deal process can be cumbersome, complicated and hugely stressful. Tom’s guidance, support and reassurance have been invaluable to our family. He is calm and composed in his approach, rational and practical in his assistance and always responsive, whether by email or phone, while furnishing us along the way with much valued spreadsheets and back-up material. I just wish we had engaged with Tom sooner…
  
 
  
 
 
 
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 Conor O'Kane 
 
 
 
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Absolutely outstanding service. Highly recommended. Tom has a huge amount of experience with the Fair Deal process. Really helped us navigate the process during a difficult time. Thank-you.
  
 
  
 
 
 
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 Ursula Scarrfecody 
 
 
 
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I cannot recommend Tom's expertise highly enough . His calm and reassuring manner and his knowledge in the field of fairdeal is a breadth of fresh air .When I was at my wits end with a very stressful experience regarding a fair deal application he rang me back promptly . His advise and help were invaluable .I just wish I'd known about this service before I applied . I advise everyone going through this process to seek professional help and you won't go wrong with a phonecall to Tom. Thank you for your help .
  
 
  
 
 
 
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 Mary Collins-Smith 
 
 
 
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We contacted Tom for advice on my mothers care when my sister and I traveled to Ireland to visit our mother who was waiting to be discharged to a Nursing Home from CUH. His advice was thorough and he was able to assess my mothers financial needs very quickly.  His expertise, follow up, and professionalism were highly evident.  Tom sees things through and he takes his professional role seriously.  We will continue to refer to Tom on my mothers loan application process for her care. I am relieved to have found someone like Tom to help us navigate the nursing home process.  A million thanks, Tom for all your help!  I am happy to know you.
  
 
  
 
 
 
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 Mary O'Driscoll 
 
 
 
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Tom is exceptional.  His calm, reassuring expertise and ability cuts through the mind numbing complexity of the Fair Deal and supports when you are making difficult & heart-breaking decisions. Our Dad had died unexpectedly just days after our mother had transferred in an emergency situation into full-time care.  Thus, the original Fair Deal application was null & void. We were dealing with grief, anxiety over our mother’s care and dread over how her care would be funded. After one discussion with Tom,  a weight lifted off our shoulders and we had a clear approach to manage our revised Fair Deal application. If I had known of Tom’s existence, I would have persuaded my Dad to have spoken to him years ago. He would have put my Dad and all of us on the best financial pathway to not only provide the best care for my mother but would have removed the dread and fear that my Dad felt, believing he was going to lose everything trying to fund my mother’s care. My advice would be to contact Tom years in advance of needing care funding;  ask him to do a Fair Deal financial assessment and create a financial plan.  You will sleep better at night!
  
 
  
 
 
 
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 Jim Dore 
 
 
 
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I was directed to Tom by my attorney in July, regarding my mothers accelerated need for full time care. Living overseas and not knowing what I didn't know, Tom was a phenomenal resource to help me understand the ins & outs of the long term care options. It is by far the best investment one can make before proceeding down this path, absolutely invaluable advice & insight. Not cheap but you certainly get what you pay for - from the moment I reviewed everything with Tom, I had a huge sense of relief about the process.
  
 
  
 
 
 
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I have had the privilege of using the service on 2 separate occasions and I can honestly say that it was the most professional service I received in the area of providing advice around that fair deal System run by the HSE. The cost of the service was more than out weighed by the savings accrued as a result of Toms expertise and advice throughout (several thousand euro in savings) We were so lucky to have an expert such as Tom who provided information, expertise and most of all personal advice during the entire process and cannot thank him enough for his support and assistance.
  
 
  
 
 
 
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 Brian Mac manus 
 
 
 
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Tom Murray Fair Deal  was a huge help to us. He guided us the whole way through. His advice is impeccable. He responds to phone calls and e mails immediately and produces documents almost in real time. I could not emphasise too strongly the help Tom provided. Worth every penny. Thanks Tom.
  
 
  
 
 
 
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 Bernie Walsh 
 
 
 
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I contacted Tom for advice regarding the Fair Deal Scheme as my mother required full time care in a nursing home. Tom's expertise and advice was invaluable. He made the whole daunting process very easy. He had a list of required documents (some that I didn’t know I would need). He took the pain and worry out of the whole process and put my mind at rest. I cannot recommend Tom and this service highly enough. I consider this to be money well spent. Thanks Tom.