Don’t be rushed into completing your Fair Deal Application Form
Completing the application form for the Nursing Home Support Scheme/Fair Deal can be a complicated process and errors and or omissions can have serious consequences for the applicants and their families.
In my work at Fair Deal Advice we often have Clients engaging our services to help untangle and correct the consequences of incorrectly completed application forms. This has often resulted in over and under payment of the Applicant’s contribution towards the cost of care. When I analyse why these errors have occurred they follow a common themes which I have listed below:
1. Person completing the form not been suitably qualified to do so and do not having adequate knowledge of how the Fair Deal/NHSS works.
2. The completion of the form been rushed usually by pressure from a Discharge Coordinator in a HSE facility anxious to move a Patient into a long term care facility to free up a Hospital bed. The Discharge Coordinator often fills out the form with the Applicant or their family member at the Hospital without the Applicants family having full knowledge of assets and income resulting in over and under declarations.
3. Persons filling out the form and deliberately omitting assets and income in the belief that they wont be found out and to reduce the applicants contribution to care costs under the Fair Deal.
4. Application forms been rushed to obtain Fair Deal/NHSS support towards care costs asap without taking time to go through the Applicants assets and income properly and checking against documents supporting values such as up to date statements from Bank’s, Post Offices and Credit Unions etc.
Typically if a Fair Deal/NHSS application is to be completed correctly with the necessary supporting documentation it can take up to 3 weeks before the application is ready for submission. This is usually due to the delay that occurs in obtaining statements from Banks, Credit Unions, Post Offices and valuations for property and shares. Where a Enduring Power of Attorney needs to be enacted this may cause further delays as Banks and other institutions will refuse to release documents to persons other than the account holder or their Power of Attorney if they are incapacitated.
The consequences of an incorrectly completed Fair Deal/NHSS application form are serious and will often only come to light when the Application has passed away and cause serious issues such as financial penalties and delays in the distribution of the estate.
If you need to complete an application form for the Fair Deal/NHSS take time and ensure you do it right and if necessary engage the services available from Fair Deal Advice where we will professionally advise and guide you through the process.
For further information visit our website www.fairdealadvice.ie or contact Tom Murray on 086 6015042 or email firstname.lastname@example.org.
I have had the privilege of using the service on 2 separate occasions and I can honestly say that it was the most professional service I received in the area of providing advice around that fair deal System run by the HSE.
The cost of the service was more than out weighed by the savings accrued as a result of Toms expertise and advice throughout (several thousand euro in savings)
We were so lucky to have an expert such as Tom who provided information, expertise and most of all personal advice during the entire process and cannot thank him enough for his support and assistance.
Brian Mac manus
Tom Murray Fair Deal was a huge help to us. He guided us the whole way through. His advice is impeccable. He responds to phone calls and e mails immediately and produces documents almost in real time. I could not emphasise too strongly the help Tom provided. Worth every penny. Thanks Tom.
I contacted Tom for advice regarding the Fair Deal Scheme as my mother required full time care in a nursing home. Tom's expertise and advice was invaluable. He made the whole daunting process very easy. He had a list of required documents (some that I didn’t know I would need). He took the pain and worry out of the whole process and put my mind at rest. I cannot recommend Tom and this service highly enough. I consider this to be money well spent. Thanks Tom.
Once you make the first call to Tom regarding the Fair Deal Scheme , he makes it all very easy to understand and navigates you easily through the process. The thought of Fair Deal can be daunting for any family but with Tom's assistance and knowledge of the scheme it was an easy process.
Excellent advice, very professional
We contacted Tom with regard to my parents needing Nursing Home care and the Fair Deal process.
Tom's advice was absolutely invaluable to us and without his help we wouldn't have been able to get through this daunting and difficult process.
We can't thank him enough for his advice and support and would have no hesitation in recommending him.
I contacted Tom seeking advice on structuring a financial solution for both of my parent's long term care. Tom took the time to analyse in detail their particular needs and circumstances. This resulted in a long term sustainable financial solution under the Fair Deal Scheme. I would recommend Tom without hesitation, given the value his professional advise brought in guiding us to a long term sustainable financial solution.
Gave excellent advice and fully answered my follow-up questions.
We recently contacted Tom for help with the Fair Deal application process for our father. Although it is a process that can be quite daunting & ambiguous at times, Tom expertly guided us through. There wasn't a single question we had that he could not answer and apart from the financials at all, his extensive and insightful knowledge of the nursing home landscape was absolutely invaluable to us at such a difficult time. His response rate was extremely prompt at all times and he really went above and beyond for us. We could not possibly recommend Tom and his services enough.
I contacted Tom for advice regarding the Fair Deal Scheme as my mother required full time care in a nursing home. Tom's advice was invaluable, his knowledge was exceptional and he was very understanding at this difficult time.
I would not hesitate in recommending his services to anyone finding this process daunting.
Thank you Tom for putting my mind at ease.