One of the biggest issues with the Nursing Home Support Scheme/Fair Deal is the amount of misinformation that unfortunately people listen to and believe. Ireland is unfortunately a country with plenty of what I call the Irish expert i.e., people who claim to have some knowledge about everything and are not slow to share it […]
The biggest problem with the Nursing Home Support—Fair Deal Scheme in Ireland is misinformation. Even though people think that they already know all about it, when they actually apply for the scheme, they might encounter several gaps in their plans that initially seemed simple. Will you lose the house? Will you lose all your money? […]
Tom was recently featured on the Lucan District Credit Union’s popular Spotify podcast, Money Talks. Joining the conversation with the CEO of the Union, Paula Maguire, Tom revealed a good overview for listeners to “be the wiser.” Spotify Podcast Link: https://open.spotify.com/episode/2jJNtMT1YSx2VnxwRrsv8N
The Government have finally passed the legislation to exempt Rental Income from assessments under the Fair Deal. This has come into effect from the 1st of February 2024. It means that any resident who rents their home while under the fair deal will not have to contribute any of the rent towards their cost of […]
When a person needs to enter a Nursing Home, regardless of whether they are in the Fair Deal/Nursing Home Support Scheme or paying for their care privately, the resident and or their spouse if married can claim tax relief on their contribution towards their care as long as they and or their partner are liable […]
Following the introduction of the Assisted Decision Making (Capacity) Act 2015 in late April of this year, how you deal with an Applicant who has lost capacity applying for the Fair Deal has changed. The fact that the act has taken 8 years to come into law one would have thought that there would have […]
New Nursing Home Support Scheme Application Form and Assisted Decision Making (Capacity) Act 2015, will make applying for the Fair Deal more difficult for Applicants and their families. With effect from April 23 the HSE have replaced the Nursing Home Support Scheme Application Form after the previous form was in circulation for nearly 14 years. […]
On the front page of the Irish Independent, the political editor posed some of the most probing questions, which Fair Deal Advice’s founder, Tom Murray, responded to. Are you thinking of using the Fair Deal Scheme to rent out your empty house while you transition to nursing care? Even if the Irish Government has proposed […]
The independent TDs who voted with the Government to defeat the attempt by Sinn Fein to extend the eviction ban may think that they have secured a victory by getting rent exempt from a contribution to care under the FD for residents of Nursing Homes. This is due to theirs and the Governments ignorance of […]
In October 2022 the HSE changed the rules on the FD with regards to renting the applicant’s home. Up to this point in time the HSE charged 80% of gross rental income as part of the income contribution to care. This left the applicant often in a loss situation as costs such as agents commission, […]
You no doubt like me have heard the smooth- talking radio adverts or seen newspaper adverts offering Life Loan to applicants over 60, whereby you can borrow money against your home for whatever purpose you require and you don’t have to make any repayments during your lifetime. These may seem attractive to persons over 60 […]
Due to the impact of the war in Ukraine and the supply issues clashing with increased demand for goods and services Post Covid we have all been subjected to increases in our day-to-day cost of living. These increases have affected everyone and in all aspects of our lives from fuel to food. So, can Residents […]
