About Us banner

Blog

Fair deal solutions

New Nursing Home Support Scheme Application Form will make applying for the Fair Deal more difficult for Applicants and their families

New Nursing Home Support Scheme Application Form and Assisted Decision Making (Capacity) Act 2015, will make applying for the Fair Deal more difficult for Applicants and their families. With effect from April 23 the HSE have replaced the Nursing Home Support Scheme Application Form after the previous form was in circulation for nearly 14 years. […]

Read More

Tom Murray Discusses Rental Income under New Fair Deal Scheme Amendments in New Irish Independent

On the front page of the Irish Independent, the political editor posed some of the most probing questions, which Fair Deal Advice’s founder, Tom Murray, responded to. Are you thinking of using the Fair Deal Scheme to rent out your empty house while you transition to nursing care? Even if the Irish Government has proposed […]

Read More

Fair Deal Scheme

Will latest proposed changes to rental income really benefit Nursing Home Residents

The independent TDs who voted with the Government to defeat the attempt by Sinn Fein to extend the eviction ban may think that they have secured a victory by getting rent exempt from a contribution to care under the FD for residents of Nursing Homes. This is due to theirs and the Governments ignorance of […]

Read More

fair deal scheme

Should you rent property under the Fair Deal/Nursing Home Support Scheme

In October 2022 the HSE changed the rules on the FD with regards to renting the applicant’s home. Up to this point in time the HSE charged 80% of gross rental income as part of the income contribution to care. This left the applicant often in a loss situation as costs such as agents commission, […]

Read More

beware of life loans

Beware of Life Loans

You no doubt like me have heard the smooth- talking radio adverts or seen newspaper adverts offering Life Loan to applicants over 60, whereby you can borrow money against your home for whatever purpose you require and you don’t have to make any repayments during your lifetime. These may seem attractive to persons over 60 […]

Read More

Nursing home support scheme

With Rising Costs And Inflation Rates Will Nursing Home Fees Increase

Due to the impact of the war in Ukraine and the supply issues clashing with increased demand for goods and services Post Covid we have all been subjected to increases in our day-to-day cost of living. These increases have affected everyone and in all aspects of our lives from fuel to food. So, can Residents […]

Read More

nursing home support scheme

Does your Family Farm or Business have a Spouse or Parent in the Fair Deal since before Oct 2021?

As you are aware if you run a family farm or business and have a spouse or parent who may own or who may have transferred the farm or business to you less than five years before they needed to go into a Nursing Home, the fair deal scheme has been of little or no […]

Read More

fair deal

Beware Of The Hospital Social Worker With A Fair Deal Application Form

In an ideal world long term care is planned and the applicant’s and their family will have explored the Fair Deal scheme and other funding options and taken professional advice as part of this process to decide the best funding options should care be required. Unfortunately, many persons requiring long term care don’t have this […]

Read More

More Good News For Existing And New Entrants To The Fair Deal

The recent amendments to legislation for the Nursing Home Support Scheme/ Fair Deal finally came into effect on the 20th of October 2021 after been signed into law in late July. The HSE have now issued their interpretation and guidelines regarding the application of these rules. While the benefits to Farming and Business families have […]

Read More

HSE Issues amended Nursing Home Support Scheme Application form

HSE Issues amended Nursing Home Support Scheme Application form to take account of changes for Farming and Business Owners

With the amendments to the Nursing Home Support Scheme finally coming into effect from the 20th of October 2021 the HSE have now issued an amended application form with an additional section for Farmers and Business Owners looking to avail of the three- year cap. Please find below the link to the new application form. […]

Read More

Based on 25 reviews
Bastable-Warren Irish-Dancers
Bastable-Warren Irish-Dancers
2021-04-27
I have had the privilege of using the service on 2 separate occasions and I can honestly say that it was the most professional service I received in the area of providing advice around that fair deal System run by the HSE. The cost of the service was more than out weighed by the savings accrued as a result of Toms expertise and advice throughout (several thousand euro in savings) We were so lucky to have an expert such as Tom who provided information, expertise and most of all personal advice during the entire process and cannot thank him enough for his support and assistance.
Brian Mac manus
Brian Mac manus
2021-04-27
Tom Murray Fair Deal was a huge help to us. He guided us the whole way through. His advice is impeccable. He responds to phone calls and e mails immediately and produces documents almost in real time. I could not emphasise too strongly the help Tom provided. Worth every penny. Thanks Tom.
Bernie Walsh
Bernie Walsh
2021-04-26
I contacted Tom for advice regarding the Fair Deal Scheme as my mother required full time care in a nursing home. Tom's expertise and advice was invaluable. He made the whole daunting process very easy. He had a list of required documents (some that I didn’t know I would need). He took the pain and worry out of the whole process and put my mind at rest. I cannot recommend Tom and this service highly enough. I consider this to be money well spent. Thanks Tom.
Tracey Moloney
Tracey Moloney
2021-04-23
Once you make the first call to Tom regarding the Fair Deal Scheme , he makes it all very easy to understand and navigates you easily through the process. The thought of Fair Deal can be daunting for any family but with Tom's assistance and knowledge of the scheme it was an easy process.
Kieran Boyle
Kieran Boyle
2021-02-11
Excellent advice, very professional
Liz Lyons
Liz Lyons
2020-11-10
We contacted Tom with regard to my parents needing Nursing Home care and the Fair Deal process. Tom's advice was absolutely invaluable to us and without his help we wouldn't have been able to get through this daunting and difficult process. We can't thank him enough for his advice and support and would have no hesitation in recommending him.
Rory Obrien
Rory Obrien
2020-11-03
I contacted Tom seeking advice on structuring a financial solution for both of my parent's long term care. Tom took the time to analyse in detail their particular needs and circumstances. This resulted in a long term sustainable financial solution under the Fair Deal Scheme. I would recommend Tom without hesitation, given the value his professional advise brought in guiding us to a long term sustainable financial solution.
Paul Phelan
Paul Phelan
2020-10-28
Gave excellent advice and fully answered my follow-up questions.
Ailish Martin
Ailish Martin
2020-08-11
We recently contacted Tom for help with the Fair Deal application process for our father. Although it is a process that can be quite daunting & ambiguous at times, Tom expertly guided us through. There wasn't a single question we had that he could not answer and apart from the financials at all, his extensive and insightful knowledge of the nursing home landscape was absolutely invaluable to us at such a difficult time. His response rate was extremely prompt at all times and he really went above and beyond for us. We could not possibly recommend Tom and his services enough.
John Boyle
John Boyle
2020-07-21
I contacted Tom for advice regarding the Fair Deal Scheme as my mother required full time care in a nursing home. Tom's advice was invaluable, his knowledge was exceptional and he was very understanding at this difficult time. I would not hesitate in recommending his services to anyone finding this process daunting. Thank you Tom for putting my mind at ease.